We are seeking an ambitious and enthusiastic Credit Assessor to join one of Australia’s leading credit risk teams. This role represents an opportunity to support an incredibly exciting, fast-growing financial technology company (‘FinTech’), that offers substantial personal and professional development opportunities.
OurMoneyMarket and its brand ‘Handypay’ (together ‘OMM’) is one of Australia’s fastest growing FinTech companies, recently featuring in the AFR Fast Starter List and Deloitte Fast Tech 50. Based on the Deloitte Fast Tech 50 list, OMM is the fastest growing FinTech in Australia and the fast-growing business in Adelaide.
Our mission is to ‘Make Money Simple’. We offer personal finance management tools and a range of consumer finance solutions (personal loans, interest-free payment plans, car loans, and more), so you can turn maybe someday, into today!
ABOUT THE ROLE
You will be responsible for preparing credit application files for decisioning by a credit manager. As a Credit Assessor, your role will entail:
Assessing credit risk and providing pricing and outcome recommendations for personal loan applications;
Accurately assessing a customer’s loan application and validating data in line with policy and regulations;
Following up customers daily for the information required to complete an assessment;
Being responsible for the quality of files to ensure correct and complete information is available to enable settlement to proceed.
Developing strong credit assessment and structuring skills by working with a diverse customer set;
Responding to enquiries and qualifying customers for finance by completing the application process with customers over the phone and via email.
Providing outstanding customer service to OMM’s customers and vendor partners. This includes assisting with group inbox management, resolving loan and account enquiries, appeals or complaints in a timely manner.
Good quantitative and analytical skills
Great interpersonal skills and ability to build rapport
Excellent written and verbal communication skills
WHAT WE OFFER
We will offer you:
A competitive salary to reward the very best
An environment where you will be able to personally and professionally take yourself to a new level
Opportunities to be part of our leadership development programmes, where you can gain experience in Treasury, Finance, Marketing, Sales, Software Engineering, Product Management and more!
A collaborative, respectful, team culture, where you will work closely with executive management
Discounts on consumer finance products
A place where you can make a huge impact, and everyone will love you for it!