Issuing Product Manager

  • Unlimint
  • Limassol, Cyprus
  • 03/08/2022
Full time Forex Fintech IT - Software Development Operations Project Management

Job Description

About Unlimint

Founded in 2009, Unlimint is a global fintech company with 16 offices all over the world and more than 400 employees, that offers a large portfolio of financial services - from acquiring (payment processing) to banking and banking as a service.

Our mission is to be “ready for tomorrow” and to provide our customers with a sense of stability in the everchanging financial landscape and an opportunity to be prepared for whatever the tomorrow of business brings their way, so that while others observe, they can already take an advantage.

About Role

Unlimint is the most cutting-edge payment company providing a unique and high-tech suite of solutions to e-commerce merchants and card issuing products.

As part of our dynamic growth, we seek an Issuing Product Manager with proven experience and expertise in Card Schemes (with a focus on the issuing sector).

In this role, you will be responsible for the development and launch of new card products, services for card products for the company, as well as our partners, and focused on the EU, LATAM, and APAC markets working closely with Card Schemes (Visa / MC / UPI), Partners, Vendor, Card Manufacture. To help accomplish your responsibilities, you will work with the Card Processing team, Legal, Banking team, and Analytics teams. This position expects a lot of communication with Card schemes, external stakeholders, and partners. Fluent English – must.

Key Responsibilities
  • Development, implementation, testing, and launch of innovative EMV chip Card solutions and new products (Debit, Credit, Prepaid cards) in the Europe & LATAM market
  • Interaction with Card Payment systems (Visa / MasterCard / UnionPay) as part of the implementation of card products
  • Interaction with TPP providers and vendors for the manufacture and personalization of cards
  • Development, implementation, testing, and launch of VAS (value-added services) for the card programs
  • Development, implementation and launch of Co-Brand card programs for Partners
  • Develop strong partnerships in co-branding opportunities
  • Interaction with Partners as part of the launch of Co-Brand cards and Co-Brand programs
  • Interaction with Partners and Fintech companies as a Sponsor's Bank (BIN Sponsorship Model)
  • Development, implementation and launch of wallets (Apple Pay / Google Pay)
  • Development, implementation and launch of Prepaid programs with Card Payment systems (Visa / MasterCard)
  • Development, implementation and launch of Crypto cards
  • Development, implementation and launch of multi-currency programs with Visa / Mastercard
  • Development, implementation and development of special projects for card products: analysis of a potential Partner's request, development of business process schemes, contractual models with third-party organizations, instructional materials for performers
  • Implementation, maintenance a new solution for ACS 2.X updаtе protocol and rules
  • Overview of Card trends and their implementation in accordance with a Company Strategy
  • Managing certifications for Card Product with Card Payment systems (Visa / Mastercard / UnionPay) and with Laboratory
  • Development of business and technical requirements for each developed card product and service
  • Development and description of business processes for each card product and card services
  • Planning and monitoring the work of cross-functional teams, monitor the implementation deadlines
  • Implementation of ideas to improve card programs, improve customer experience, processes
  • Monitor, development and implementation measures for improving the acceptance rate for cards
Must Have

Requirements:
  • Strong knowledge and background within the online payments industry with a focus on the issuing sector
  • Proven experience in card products (Debit / Credit / Prepaid)
  • Proven experience and deep understanding of card issuing
  • Excellent knowledge of Card Schemes Rules (Visa / MasterCard / UPI)
  • Proven experience and deep understanding of the implementation of a new card product (key management / certificates / chip profile creation / certification)
  • Proven experience in launching Co-Brand programs for Partners
  • Proven experience in the implementation Apple & Google Pay
  • Proven experience in the development, implementation and development of special projects for cards program
  • Proven experience and understanding BIN Sponsorship model
  • Proven experience and deep understanding of bank card issuing organization (Perso Bureau, processing, back office)
  • Proven experience in card profile development, CPV, CNS certifications
  • Proven experience in working with Card Payment Systems (Visa / MC) in implementing and launching Co-Brand programs and Prepaid cards
  • Proven experience and excellent understanding of card design requirements (Visa/MC)
  • Proven experience with Perso Bureau in the implementation and launch of card products
  • Good knowledge and understanding in EMV technology and specifications
  • Excellent understanding EMV 3DS protocol / PSD2 SCA Directive / key trend EMV 3DS 2 (LVP / TPA / CAVV)
  • Knowledge and apply best practices on multiple aspects of SCA, from topics as wide-ranging as EMV 3DS optimization, Merchant-initiated transactions, and SCA Declines, based on real-world observations
  • Expert powers of communication and negotiation
  • Project management skills
  • A good technical and project management understanding of how complex products are developed
  • Proven experience in the Project Management
  • Strong leadership, analytical capabilities with the ability to evaluate and interpret complex data
  • Passionate about the card industry
  • Experience working with internal and external partners to meet project goals
  • Excellent interpersonal and communication skills (must love interacting with people and working collaboratively)
  • Fluent English, Russian is a plus
Will Consider As a Plus
  • Knowledge of EU, UK, LATAM and APAC markets in relation to issuing cards
  • Experience with analytics tools;
  • Experience in the implementation and launch of metal card products, biometric cards
  • Experience in implementing and running variable solutions
  • Experience in implementing and launching card programs in the LATAM, Europe, ASIA market
  • Experience in implementing and launching crypto cards
  • Have experience with Card Manufacture LATAM, Europe, ASIA
We Offer
  • Attractive monthly salary paid in line with experience
  • Vacation, sick, and paid holidays
  • Full-time: 5/2 (Saturday and Sunday days off)
  • Modern workplace with all necessary equipment
  • A team of top international professionals to learn from
  • Multicultural working environment
Join Unlimint Team now!

Unlimint is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.