Financial Planning and Analysis Manager

  • Lumi
  • Sydney, Australia
  • 10/07/2024
Full time Forex Fintech Finance

Job Description


We are a fast-growing non-bank lender that provides business loans and lines of credit to small-medium-sized enterprises (SMEs). We help Australian small businesses flourish by offering fair, transparent, straightforward business funding where business owners and our intermediary partners are not required to jump through hoops, read between the lines and be concerned about what's the catch?


We are building a culture where you can be you, grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.

We ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking, Superannuation and Financial Services list. We were awarded the 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award. We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia.

We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. We encourage you to be your authentic self and if you need any adjustments for a fair recruitment process, please let us know when applying.


Egos at the door

We own. We don’t judge. We don’t blame. We are open. We are in this together.

See the customer

We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.

Think lean

We make things simple. We are resourceful. We understand the problem. We think ahead.

Learn to grow

We are curious. We challenge. We try. We fail forward. We learn. We try again.


We are seeking an experienced Financial Planning & Analysis (FP&A) manager to assist with financial modelling, forecasting, and strategic business decision-making. The ideal candidate will take full ownership of the financial model, enjoy diving into details, enhancing existing processes, and identifying key performance drivers that enable Lumi to grow and outperform.

In this role, you will utilise your FP&A expertise to collaborate with various stakeholders and provide valuable insights to support decision-making processes. Your passion for modelling, forecasting, and strategic financial analysis will form an essential part of our strategy as we propel our business forward.

You will regularly interact with the CEO, Deputy CEO, and leadership team. This role is crucial for preparing Lumi to scale up and enter its next phase of growth.

Your role will include:

  • “Owning” Lumi’s financial model, ensuring a high level of forecasting accuracy across both the short and long term
  • Collaborating with cross-functional teams to gather relevant information and assumptions for financial modelling and budgeting
  • Provide financial insights and analysis to support strategic decision-making processes ensuring accuracy and alignment with organisational goals
  • Preparation of regular financial reports, including Board reports, and provide valuable insights for the management team as needed
  • Liaising with business partners (Product, Technology, Data, Sales, etc) to ensure that business and financial outcomes are being achieved
  • Working closely with members of our strategy and distribution teams to ensure product profitability across all our channels and products
  • Support the Senior leadership team with ad hoc analysis and insight into the financial performance of the business
  • Mentoring and training junior staff members in “best practice” financial modelling.
  • Cash flow forecasting and management
  • Assisting with other financial and strategic activities, such as debt raising and renewals, equity raises, and investor presentations


  • Degree in Accounting, Commerce, Finance, or related field. An MBA or CFA would be a plus
  • Strong data and analytical skills, accuracy, and attention to detail
  • An ability to think strategically, “see the big picture”, and connect business outcomes to financial performance
  • 5+ years work experience in Finance
  • Outstanding communication and interpersonal skills and ability to drive and influence business partners
  • A bias towards action and getting things done.
  • Advanced proficiency in Excel and financial modelling. Experience in SQL, Tableau and other data tools a plus
  • Experience working for a lender or financial services company would be looked upon favourably, but is not required
  • Experience with group / consolidated and trust structures. A general understanding of securitisation is also viewed favourably


  • Wellbeing: Free counselling, seasonal activities, gym discounts, wellness room, flu shots, Futsal team
  • Work Life: Flexible working, home workspace allowance, purchased leave, parental leave, Lumi life leave for challenging events, breastfeeding/expressing space
  • Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs
  • Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions
  • Community Support: Paid volunteer leave, diversity celebrations, company volunteer days
  • Career & Growth: Advancement opportunities, higher education sponsorship, hackathons