Compliance & Anti-Fraud Officer

Leanpay (www.leanpay.com) is a 9-year-old scale-up Fintech company with a presence in three markets: Slovenia, Romania and Hungary, fulfilling a mission to enable customers to pay for any product or service in installments in any shop and through any channel in just a few clicks. Leanpay ensures immediate response, with no worries about paperwork, no waiting or in lines in the bank, and no need for credit card or other financial product onboarding.

Digital Point-of-sale Finance (“dPOSF”) and Buy Now Pay Later (“BNPL”) are the hottest trends in Fintech. Currently, Leanpay is a dPOSF & BNPL market leader in Slovenia and is working hard to be at the forefront of that trend in Central and Southeastern Europe.

A great milestone was achieved in 2024, when Leanpay secured €10M in Series B Funding. It will enable us to solidify our market leadership in Slovenia, scale our operations in Romania and Hungary, continue to roll out innovative services, and attract top talent to our growing team to become the digital consumer lending champion in the Central & Eastern European region. Our team of experienced professionals from retail, banking and financial software development allows us to create solutions that bring additional value to our network of shops and their customers.

LEANPAY I.F.N. S.A. (Leanpay Romania) is a non-banking financial institution (IFN), licensed by the NBR, with our headquarter's in Bucharest, Costache Negri 1-5 street, Opera Center, 4th floor. Our team of experienced professionals from retail, banking and financial software development allows us to create solutions that bring additional value to our network of shops and their customers.

Currently, the Leanpay Romania team needs reinforcement - we are looking for an experienced and detail-oriented compliance professional to join our company at the position of Compliance and Anti-Fraud Officer. The main tasks of this position include reviewing internal processes and recommending controls to strengthen risk management for our business. The position will be reporting internally to Head of Compliance and maintaining confidentiality of all issues raised.

What will the Compliance and Anti-Fraud Officer be doing?

• Issuing opinions on any new or updated regulatory framework and assessing potential impact they may have on the business;
• Maintaining all sections of the Compliance policies and procedures relating to KYC&AML/CFT (counter terrorist financing);
• Maintaining all sections of the policies and procedures relating to anti-fraud activities;
• Reviewing KYC documentation according to the KYC, KYC&AML/CFT policies and procedures;
• Participating in all activities required in order to finalize Annual Compliance Plan’s objectives;
• Performing regular internal control activities related to area of interest;
• Performing “targeted” interventions and investigations of suspected fraudulent activity;
• Recommending additional controls or oversight to mitigate potential compliance & anti-fraud risk to the business;
• Preparing and submitting reports to Management Board and Supervisory Board in a timely fashion;
• Facilitating training for staff and key stakeholders on KYC&AML/CFT and anti-fraud related issues;
• Immediately reporting suspected fraud to management;
• Providing and maintaining a compliant working environment by adhering to all laws, regulations and ethical standards;
• Collaborating with other departments, internal audit and regulators;
• Closely collaborating and assisting to the Head of Compliance with position-related tasks.

What will the successful candidate have?

• Bachelor's degree in Legal, Economics, Social sciences or similar;
• 3+ years in compliance and anti-fraud field (preferably in financial institutions);
• Strong investigative, analytical and audit skills;
• Strong written and verbal communication skills;
• Ability to maintain confidentiality and to work independently on sensitive issues;
• Excellent interpersonal skills;
• Willingness to work collaboratively with counterparts and peers;
• Ability to work under pressure and to deliver within the agreed time frames;
• General compliance knowledge (i.e. anti-bribery, anti-corruption) is a plus.

Why Leanpay?

You will have an opportunity to work with enthusiastic and experienced professionals in a modern, healthy and encouraging working environment, and also in a fast-paced, fast-growing industry. You can grow as Leanpay grows - we appreciate every team member's contribution and support your personal development.

We also offer:

• A competitive salary based on your experience and performance;
• Private health insurance;
• 26 days of vacation;
• Hybrid work dynamic;
• Professional, friendly and open-minded team;
• Flexibility in organizing your schedule;
• Opportunity for professional advancement.

We can’t wait to meet you! So, if you believe you are the right person for this job, please send us your CV. We are looking forward to hearing from you. Shortlisted candidates will be contacted.