We are the pioneering player in the FinTech industry in India in the institutional credit space. We have created a one of a kind online marketplace for institutional credit ‘CredAvenue’, bringing together issuers and lenders, while also participating in the marketplace through their own balance sheet. Within a short span of two years, CredAvenue has gained immense traction and boasts of multiple clients across sectors, 120+ investors across multiple segments and a high volume of credit deal closures. To read about the latest numbers we have clocked, please visit www.credavenue.com.
We are backed by two of the leading global Private Equity firms and have also been successful in attracting high quality talent from some of the leading companies and universities globally. With the fundamentals in place, we are now gearing up for our next phase of high growth, and we are further building up our team to take the company to the next level.
About the team and Role:
Credit team analyse the credit profile of corporate clients in CredAvenue marketplace on a regular basis and present the analysis to investors to help them in making informed decision. The team monitor the clients through desk analysis, telephonic / in person discussions with managements and field visits. The entire workflow of data collation, analysis and presentation happens in CredAvenue with the support of technology, data engineering and data science.
Comprehensive credit risk assessment of CredAvenue’s clients on continuous basis through desk review and on-field monitoring; keep a close watch on allocated portfolio clients
Able to hold conversations and engage with client’s senior management and present the client’s credit profile to internal Credit Committee and investors in CredAvenue marketplace to support their decision making on client
Identifying early warning signs of credit deterioration
Capable of forming a view and suggesting course of action with regards to investors’ exposures to clients in CredAvenue marketplace
Industry and market studies to understand the operating environment of the borrower and form a sectoral outlook
Involve with internal technology teams on tech projects for continuous enhancement of the CredAvenue marketplace
Structured credit/lending or portfolio/credit monitoring teams of Banks / NBFCs / PE / Debt funds / Rating agencies
Experience in handling due diligence or transaction advisory.
Be brilliant with numbers, analysing financial statements, managing, and interpreting data and solving problems - to aid in credit underwriting
Have excellent report writing and communication skills
Possess a good eye for detail and have demonstrated ability to work under tight timelines
Be willing to travel extensively pan-India for on-field monitoring of clients
Work Environment Details